Terms and conditions, Price list for business customers
On this page you will find an overview of Holm Bank's general and privacy terms and conditions, as well as the price list for loans and leasing for business customers. If you have any questions, please feel free to contact us!
General conditions
Privacy and policy
Price list
Loans for business clients
| Conclusion of a loan agreement | from 1% of loan amount, at least €250 |
| Amendment of the terms and conditions of the agreement | from 1% of loan amount, at least €250 |
| Premature repayment of the loan in part or in full | with a five-days’ advance notification, the interest to be paid from the date of the return to the term of the loan (no more than for the next six months) |
| Amendment of the payment date | €35 |
| Issue of the approvals, confirmations, certificates and requests of the bank at the request of the customer | by an agreement, at least €50 |
Leasing for business clients
| Concluding the agreement | from 1% of the purchase price of the property, at least €150 |
| Amendment of the terms and conditions of the agreement | from 1% of the amount of unpaid instalments, at least €150 |
| Premature termination of the agreement | 1% of the amount of unpaid instalments, at least €150 |
| Purchase of the leased item by a third party | €90 (plus the fee for the premature termination of the agreement) |
| Issue of an unattested proxy, a copy of the agreement, a repeat invoice, a certificate, a balance confirmation, and another document related to the agreement | €12* |
| Issue of a paper-based invoice | €2.4* |
| A standard Issue of a notarised authorisation document | €120* |
| Drawing up a transaction in the e-service of the Transport Administration | €48* (plus the state fee |
| Confirmation of the right to sublease the leased item | €48* |
| Notice of breach of the agreement | €6* |
| The processing fee for a claim arising from a violation of parking conditions or other legislation (including the costs of moving the vehicle) | €48* (plus the effective charges) |
| Compensation for delay in returning the leased item on time (per day) | €50/day |
| Processing fee for organising the transfer of possession of the leased item in case of breach of the agreement | 1.5% of the amount of unpaid instalments, at least €450 (plus the effective charges) |
| Concluding the loan agreement | 1% of loan amount, at least €150 |
| Handling of an insured event | €90 |
*Total with VAT.
The fees reflected in the price list are standard fees and may differ based on the agreement between the parties.
Other fees
| Late payment interest rate | The rate fixed in the agreement |
| Reminder upon delays in payment | Free of charge |
| Sending a debt notice | €5 |
| Sending a notice of cancellation of the agreement to a business client | €20 |
| Debt notices after the due date of the loan | If the claim of the bank is up to €500: – fee for the first debt notice €15 – fee for the second and third debt notice €5 If the claim of the bank is €501–€1,000: – fee for the first debt notice €20 – fee for the second and third debt notice €5 If the claim of the bank is more than €1,000: – fee for the first debt notice €25 – fee for the second and third debt notice €5 |
| Preparation and issue of a certificate / confirmation letter (from 1 January 2023) | €8 |
| Fee for concluding a debt arrangement | up to 2% of the loan amount, at least €30 |
| Drawing up a grace period | €30 |
The service charges specified in the price list may be subject to value added tax pursuant to the Value Added tax Act.
Holm Bank AS may change the price list by notifying thereof one month in advance on the website www.holmbank.ee (it is not necessary to notify of adding a new service or reducing the price of a service).
The price list of Holm Bank AS is valid as of 4 May 2023.
You can find the price list valid until 03.05.2023 here.
Holm Bank AS
Posti 30, 90504 Haapsalu
Commercial Register code
14080830
