Holm Bank.Private.Leasing

Leasing

Leasing is a good choice for both used and new vehicle purchases, as the long period and residual value help to keep monthly payments at a reasonable level. The advantage of Holm's leasing is a more flexible approach - the leasing team thoroughly reviews each application and clarifies details to find the best solution for you.

Down payment

€0

Lease amount

from €20 000

Interest rate

5.85% + Euribor

Period

up to 7 years
Leasing

How to apply for a lease?

To apply, send an e-mail to [email protected] with the following information:
• a completed and digitally signed leasing application form
• certified bank statements for the last 6 months
• an offer for the vehicle you wish to purchase
• an appraisal report if the vehicle is used and the seller is not a company engaged in the sale of vehicles.

If you would like advice or if you have specific questions, please call 6755055 or send an e-mail to [email protected]. Holm may request additional documents and information to make a decision.

Download the application form
Download the application form
How to apply for a lease?
Leasing
starting from €20,000
Down payment for car
starting from €0
Lease period
up to 7 years
Additional collateral
if necessary, personal guarantee
Interest rate
Interest from 5.85% + EURIBOR
Leasing fee for car
1% of the purchase price, minimum of €150
Early termination of the lease
free (interest for the period used)

Frequently asked questions

All citizens of the Republic of Estonia and individuals who hold a residence permit in Estonia (with the end date of the leasing period being within the validity period of the residence permit) aged 20-65 (by the end of the leasing period) can apply for leasing from Holm Bank. Regular income deposited into a bank account is required that is sufficient to cover existing and future obligations and other living expenses. There should be no outstanding debts.
Private leasing is primarily intended for financing the purchase of vehicles (passenger cars, motorcycles, ATVs, watercraft, etc.).
Choose a suitable vehicle and submit a leasing application. Holm Bank will make you an offer based on which you can enter into a contract.
To apply, send an e-mail to [email protected] with the following information:
• a completed and digitally signed leasing application form
• certified bank statements for the last 6 months
• an offer for the vehicle you wish to purchase
• an appraisal report if the vehicle is used and the seller is not a company engaged in the sale of vehicles.
Holm may request additional documents and information to make a decision.
Banks have the right and obligation to determine the origin of funds or other assets used by the client in transactions, including obtaining documents and/or information about the counterparty or other person related to the transaction from the client, in order to prevent money laundering and the financing of terrorism.
In case of possible payment difficulties, please contact us as soon as possible so that we can help you find the best solution. We may be able to provide a payment holiday for the main payments or extend the contract term. In any case, it is advisable to work with the bank to find a solution.

Additional information

The financial services provider is Holm Bank AS. Before entering into a contract, review the terms and conditions and, if necessary, consult a specialist. The interest rate on the loan is 9.2933%, based on the following sample conditions: asset price €25,000, down payment 0%, contract period 84 months, non-fixed interest rate 5.85% per annum + 6 months Euribor (as at 03.12.2024, the 6-month Euribor was 2.6340%; the Euribor fixed in the contract may change every 6 months and in the event of a negative value of the Euribor, it is considered equal to zero), the contract fee is €250, the number of repayments is 85, the amount of repayments is €33,361.49, the total amount of credit is €36,611.49. The rate is calculated on the assumption that the principal and interest are repaid in monthly annuity payments. The vehicle shall have comprehensive insurance and third-party liability insurance cover throughout the lease period. The calculations do not consider costs of insuring, possible property registration costs, state fees, and the price of the valuation report.

Holm Bank AS

Posti 30, 90504 Haapsalu

Commercial Register code

14080830

Date of activity licence decision

02.04.19

Customer service

+372 675 5055[email protected]

Sales contact

[email protected]

Data protection

[email protected]

Private customer

Business customer

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