Valid from 05.04.2025

Loans for business customers

Conclusion of a loan agreementfrom 1% of the loan amount, at least €250
Amendment of the terms and conditions of the agreementfrom 1% of the loan amount, at least €250
Premature repayment of the loan in part or in fullwith five days’ advance notification, the interest to be paid from the date of the return to the term of the loan (no more than for the next six months)
Amendment of the payment date€35
Issuing approvals, confirmations, certificates, documents, and requests of the bank at the request of the customerby an agreement, at least €50

Other fees

Late payment interest rateThe rate fixed in the agreement
Sending a debt noticeup to €40
Drawing up and issuing a certificate / confirmation letter€10
Fee for concluding a debt arrangementup to 2% of the loan amount, at least €30

Leasing for business clients

Conclusion of an agreement1% of the purchase price of the property, at least €150
Amendment to an agreement (including changes to the term of the agreement, additional collateral, or payment schedule, payment of an additional instalment, grace period, reinstatement of the agreement, etc.).1% of the amount of unpaid instalments, at least €150
Premature termination of the agreement and repayment of the credit amount1% of the amount of unpaid instalments, at least €150
Purchase of the leased item by a third party€90 (plus the fee for the premature termination of the agreement)
Issue of an unattested authorisation, a copy of the agreement, a repeat invoice, a certificate, a balance confirmation, and another document related to the agreement, upon the request of the customer€15*
Standard issue of a notarised authorisation€125*
Confirmation of the right to sublease the leased item€50*
The processing fee for a claim arising from a violation of parking conditions or other legislation (including the costs of moving the vehicle)€50* (plus the effective charges)
Compensation for delays in returning the leased item on time€50*/day
Processing fee for organising the transfer of possession of the leased item in case of a breach of the agreement1.5% of the amount of unpaid instalments, at least €450 (plus the effective charges)
Sending a debt notice€5
Sending a notice of cancellation of the agreement€20
Concluding the loan agreement1% of the loan amount, at least €150
Handling an insured event€90
*Total with VAT.

The fees reflected in the price list are standard fees and may differ based on the agreement between the parties.

Value-added tax (VAT) may be added to the fees set out in the price list in accordance with the Value-Added Tax Act.
Holm Bank AS may make changes to the price list by giving one month’s notice on the website www.holmbank.ee (no notice is required when introducing new services or reducing the price of a service).

The price list of Holm Bank AS is valid from 05.04.2025.

You are on the website of the financial service provider Holm Bank AS. Before concluding each contract, read the terms and conditions and, if necessary, consult an expert.
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