Terms and conditions for private customers

On this page you will find an overview of Holm Bank's general terms and conditions, product-specific terms and conditions, price lists and privacy policy.

If you have any questions about the application process, use of the self-service or the Holm app, the FAQ page can help. If you have questions about a specific product, such as a small loan or the Liisi hire purchase, the product page is helpful. Information about your existing contracts can be found in our self-service. If you can't find the answer to your question, feel free to contact us!

Consumer loans (including car, travel, renovation, refinancing loan etc)

Privacy and policy

Archive

General conditions
Procedure for settling complaints (valid until 10.07.2025)

Holm Bank AS general terms and conditions (valid in period 18.05.2022-10.07.2025)

Terms and conditions of Self-service agreement (valid in period 09.12.2020-10.07.2025)
Hire purchase
General terms and conditions of payment in instalments (applicable to contracts entered into up to 30.10.2018)
Credit card
Terms and conditions (valid in period 01.12.2021-10.07.2025)

Terms and conditions (valid in period 16.03-30.11.2021)

Conditions of the purchase insurance (valid to 30.06.2024)
Deposit
Terms ja Conditions (valid in period 01.08.2021-21.03.2025)
Privacy and policy
Procedure for processing client data (valid in period 14.02.2022-10.07.2025)

Procedure for processing client data (valid in period 23.09.2020-13.04.2022)

Information on the use of web cookies (valid in period 28.06.2023-20.02.2025)
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