Annual Report 2024

Last year was the most successful year in Holm Bank's history. All strategic goals were met – we grew both loan and deposit portfolios and successfully carried out our first public bond issue. The net loan portfolio of Estonia and Latvia grew by 22%, the volume of deposits by 23%, and we ended the year with the strongest net profit so far.

We continued to invest in business development and launched new innovative products. Strong capital and liquidity positions provide the necessary buffer for future growth and cover for potential risks.