Holm Bank.About Holm.News
According to Mari-Liis Sepp, Head of the Loan Department at Holm Bank, loan advisors frequently need to explain to clients that the down payment requirement for a home loan and other restrictive conditions are not primarily designed to mitigate the bank’s risks but rather to safeguard the borrower.
A survey conducted by Kantar Emor at the end of last year revealed that nearly a quarter (23%) of Estonians who have taken out small loans in the past three years are willing to use additional financing if necessary, while 46% do not see themselves taking out loans in the future.
Holm Bank continued its rapid growth in 2024, achieving the highest volumes in its history for both loan and deposit portfolios by the end of December.
In Haapsalu, a town with a long history of sailing, children’s sailing training is being restarted. The initiative is being organised by Haapsalu Yacht Club, with the support of Holm Bank.
Football club Welco and Holm Bank have extended their partnership. Holm Bank has been instrumental in supporting football enthusiasts in Tartu through the development of Holm Football Park, located opposite the Estonian National Museum.
Holm Bank, an Estonian-owned bank, has reached a new high with its consolidated net loan portfolio, which increased by 3.3% over the quarter to €163 million. By the end of September, Holm Bank’s consolidated assets amounted to €206 million.
