Purchase insurance
The Holm credit card comes with purchase insurance against unforeseeable destruction, damage, theft and robbery of goods.
Valid for purchases up to € 5000
Included free of charge with every card
Valid for 180 days after receipt of goods
Covers purchases made with a credit card online and in physical shops
Examples
Insured event
During a trip, an underwater camera and snorkelling equipment are stolen from the boot of a locked car. All products were purchased with Holm Bank's credit card and are covered by purchase insurance. The insurance compensates the purchase price of the products, from which the deductible has been deducted.
Insured event
A child drops a recently bought with a Holm bank credit card €320 mobile phone on a stone floor while visiting someone. The phone cannot be restored and the insurance will reimburse €290 of the phone's cost. The deductible is €30.
Insured event
A snowboard and skis bought with a Holm card were stolen from a car roof box in winter. The purchase insurance covers the snowboard, as it was purchased a few months before the trip, but the skis were bought a year ago and the credit card purchase insurance is no longer valid for them.
Frequently asked questions
Keep purchase invoices and receipts so that in the event of unforeseen destruction or theft of your product, you can quickly and conveniently file a claim with If.
The financial services provider is Holm Bank AS. The issuer of the card is Wallester AS. Read the terms and conditions of the contract and consult an expert.
Holm Bank AS
Posti 30, 90504 Haapsalu
Commercial Register code
14080830
